Active budget period
Budget for this month
Start here
Build your budget in three steps.
Plan your income and commitments, track what you actually spend, then review your progress over time.
Planning
Plan the month before it happens.
Income
Enter monthly income first so budgets and savings can be checked against available money.
This month
£0.00
Budget Categories
Plan everyday commitments and compare them with actual spend.
| Category | Budgeted | Actual | Diff | |
|---|---|---|---|---|
| Total | £0.00 | £0.00 | £0.00 |
Savings Allocation
Set aside money from this month’s income for savings pots or priorities.
| Category | Budgeted | Actual | |
|---|---|---|---|
| Total | £0.00 | £0.00 |
Sinking Funds
Save gradually for a known future expense with a target month.
| Fund | Total cost | Saved | From | By | / month | Status | |
|---|---|---|---|---|---|---|---|
| Set aside / month | £0.00 | ||||||
This Month’s Plan
A simple order for giving, essentials, sinking funds, savings, debt, and spare money.
Recurring Items
Mark regular income and commitments as recurring to prepare future months faster.
Tracking
See what is actually happening.
Monthly Insights
Locally calculated patterns from this profile’s income, plans, spending, goals and saved history.
Savings rate uses monthly savings allocations divided by monthly income. Sinking funds are shown separately.
Stewardship Word
A grounding scripture for money decisions.
The plans of the diligent lead surely to abundance.
Proverbs 21:5
Spending Log
Record purchases by date, category, note, and amount.
| Date | Category | Note | Amount |
|---|
Actual Spending
Shows actual spending once categories or transactions have been entered.
Monthly Summary
Review giving, saving, spending, remaining budget, cash remaining and unallocated income.
Tithe (offering)
£0.00
Savings (actual)
£0.00
Remaining Budget
Planned category budgets not yet spent.
£0.00
Actual Cash Remaining
Monthly income minus actual recorded outgoings.
£0.00
Unallocated Income
Income not yet assigned to planned commitments.
£0.00
Where the money went
Progress
Track the bigger picture.
Savings Goals
Track target balances you want to reach over time.
Debt Payoff
Track balances, APR, payments, and estimated clearance time.
| Debt | Original | Balance | APR % | Monthly | Payoff | Progress |
|---|
Analytics
Visualise how your spending, savings and debt change over time.
Monthly History
Save snapshots to compare income, spending, and savings over time.
- Income
- Expenses
- Savings
| Month | Income | Expenses | Savings | Left over |
|---|
Data and Backup
Back up your budget data, restore a previous copy or export records for use elsewhere.
Your budget data is stored only in this browser. JSON backups contain sensitive financial information and are not encrypted by the app, so store downloaded files securely.